Hopefully the terrible winter of 94' is permanently behind us and the rash of collapsed barns and indoor arenas forever a thing of the past.

I know many of you were sorely disappointed to be denied coverage for a collapse or partial collapse caused by the huge collection of white stuff that didn't melt but got heavier and heavier with each new storm. Barns and arenas on farm policies require a special endorsement called "Weight of Snow, Sleet and Ice(SSI)." The cost is very modest and can be very handy to have.

Now is the time to to look into that for your peace of mind. Call your Agent or Broker and get a premium quote. I'm sure you will be pleasantly surprised. If nothing else, having the coverage just might let next winter be mild. Kind of like taking your umbrella so it won't rain.

 
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