Ponies hold a special place in our hearts because of their important role of teaching our children the future of our sport. Because of their long lived usefulness, often showing into their twenties and even their thirties, ponies often maintain a tremendous value late into their lives.

When it comes to insuring your pony, it is basically no different from inspiring a horse. The use of the pony determines the rate. With the purchase price of ponies being equal to or more expensive than horses, they certainly are worth insuring.

The available coverages on a pony as with a horse is the basic mortality to which can be added surgical or major medical and loss of use as optional coverages. Many ponies retain their show value even if they have reached a ripe old age. Other ponies often get leased out year after year. In this case the owner usually requires the person leasing the pony to insure it, naming the owner as the loss payee or additional insured. If you need to insure a 17 year old pony it will cost more than an 11 year old pony. The rates you pay for the insurance increase with the age of the animal. Many companies raise rates after the animal reaches 2, others at age 14. Because of the differences it is best to get several quotes from your Broker or Agent from several different companies and to check to see what age a particular company has as a cut off before rates increase.

Besides the monetary value of a pony, they provide valuable experience for your youngsters and they deserve every consideration we may give them. Future memories begin with our ponies.

 
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If you would like to contact us, need additional information or have questions, please feel free to email us.