It1s a beautiful day and the horse is loaded on the trailer ready to go to the show. Mom, Dad and the rider are in the truck with the cooler of goodies. We're off for a fun day.

Now picture this. We get to the show and the horse comes off the trailer like a bat out of hell, kicking the car parked next to us and causing a huge dent. Fortunately it's another show person so you are not too concerned. Wrong! You just had an incident that may or may not be covered under your homeowner policy personal liability section. Many insurance companies today are excluding large animal liability and even dogs. Check with your own company because there is a liability policy available for your horse.

As a matter of fact, several coverages can be combined to insure this and your horse mortality, surgical and major medical with tack and other additions. A package for the horse owner either for pleasure (hack in the park) or any type of showing, Western, Dressage, Hunter/Jumper or just equitation. It even has medical payments for you and others.

The most important thing is to check with your present company because you don't want to find out there is NO COVERAGE after the fact.

 
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